RolfieB
Insurance Issues
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Insurance Issues
Hi All,
Can anyone tell me, if when my bike is put back on the road (hopefully end of the month), whether I have to declare it a Cat 'C'.
I have read on a car forum where people have been turned down Insurance on Cat 'C's.
I realise the rules are different for putting cars back on the road.
I would have thought the insurance companies would see it has a marker next to it. But I don't want to run the risk of insurance being invalidated because I didn't inform them.
Thanks.
Now I just fly everywhere.

Be yourself, because everybody else is taken.

 

Gone to new owner.

Black Mk2a

PipeWerx Exhaust, Gold Spots, Goodridge Hoses, Scottoiler,Oil Pressure Indicator, Nippy Normans fuze box,Touratech Handguards,Oxford Heated Grips, Power Socket, Hard Wiring for Sat Nav, Gear Indicator built into the rev counter. Givi E50 Top box & E21 side cases, Bagster Tank Cover & Bag.


 
<!--quoteo(post=238447:date=Fri 6th Apr 2012, 07:56 AM:name=RolfieB)-->QUOTE(RolfieB @ Fri 6th Apr 2012, 07:56 AM) <{POST_SNAPBACK}><!--quotec-->Hi All,
Can anyone tell me, if when my bike is put back on the road (hopefully end of the month), whether I have to declare it a Cat 'C'.
I have read on a car forum where people have been turned down Insurance on Cat 'C's.
I realise the rules are different for putting cars back on the road.
I would have thought the insurance companies would see it has a marker next to it. But I don't want to run the risk of insurance being invalidated because I didn't inform them.
Thanks.<!--QuoteEnd--><!--QuoteEEnd-->


A cat C is a cat C. You will need to declare it and yes some companies won't insure you
Insurance is such a rip off nowadays, whilst I don't have a problem with declaring the bike was a cat 'c'. It really gets me that I will probably end up paying more for the insurance, when
A/ I haven't claimed.
B/ The bike will be repaired properly, using either good used spares or new genuine. (I wouldn't cut corners with my wife's or my safety).

Then if I have the misfortune to have to make a claim, they'll offer a lot less than the bike is likely to cost to replace.
I wish I had taken this into consideration when buying it.
Don't get me wrong I have enjoyed doing it up, And have been quite willing to spend the extra to get it looking nice.
But this insurance aspect is going to be quite honestly a rip off that I hadn't thought about.
Now I just fly everywhere.

Be yourself, because everybody else is taken.

 

Gone to new owner.

Black Mk2a

PipeWerx Exhaust, Gold Spots, Goodridge Hoses, Scottoiler,Oil Pressure Indicator, Nippy Normans fuze box,Touratech Handguards,Oxford Heated Grips, Power Socket, Hard Wiring for Sat Nav, Gear Indicator built into the rev counter. Givi E50 Top box & E21 side cases, Bagster Tank Cover & Bag.


 
Was the damage so bad as to make the bike really a cat c?
<!--quoteo(post=238498:date=Fri 6th Apr 2012, 02:32 PM:name=TKH)-->QUOTE(TKH @ Fri 6th Apr 2012, 02:32 PM) <{POST_SNAPBACK}><!--quotec-->Was the damage so bad as to make the bike really a cat c?<!--QuoteEnd--><!--QuoteEEnd-->
Forks, Front fender, Indicator, Clutch Lever & the rest was mainly damaged plastics (none so bad that they couldn't have been repaired). I replaced the main cowling as there was a brand new one on ebay in the colour I wanted the bike, a used tailpiece for the same reason. Original side panels & tank are being sprayed to match.
Was nowhere near as bad as some Cat 'C's you see for sale.
Now I just fly everywhere.

Be yourself, because everybody else is taken.

 

Gone to new owner.

Black Mk2a

PipeWerx Exhaust, Gold Spots, Goodridge Hoses, Scottoiler,Oil Pressure Indicator, Nippy Normans fuze box,Touratech Handguards,Oxford Heated Grips, Power Socket, Hard Wiring for Sat Nav, Gear Indicator built into the rev counter. Givi E50 Top box & E21 side cases, Bagster Tank Cover & Bag.


 


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