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+--- Thread: Insurance Issues (/showthread.php?tid=14025)
Insurance Issues - RolfieB - 06-04-2012
Hi All,
Can anyone tell me, if when my bike is put back on the road (hopefully end of the month), whether I have to declare it a Cat 'C'.
I have read on a car forum where people have been turned down Insurance on Cat 'C's.
I realise the rules are different for putting cars back on the road.
I would have thought the insurance companies would see it has a marker next to it. But I don't want to run the risk of insurance being invalidated because I didn't inform them.
Thanks.
Insurance Issues - Greco - 06-04-2012
<!--quoteo(post=238447:date=Fri 6th Apr 2012, 07:56 AM:name=RolfieB)-->QUOTE(RolfieB @ Fri 6th Apr 2012, 07:56 AM) <{POST_SNAPBACK}><!--quotec-->Hi All,
Can anyone tell me, if when my bike is put back on the road (hopefully end of the month), whether I have to declare it a Cat 'C'.
I have read on a car forum where people have been turned down Insurance on Cat 'C's.
I realise the rules are different for putting cars back on the road.
I would have thought the insurance companies would see it has a marker next to it. But I don't want to run the risk of insurance being invalidated because I didn't inform them.
Thanks.<!--QuoteEnd--><!--QuoteEEnd-->
A cat C is a cat C. You will need to declare it and yes some companies won't insure you
Insurance Issues - RolfieB - 06-04-2012
Insurance is such a rip off nowadays, whilst I don't have a problem with declaring the bike was a cat 'c'. It really gets me that I will probably end up paying more for the insurance, when
A/ I haven't claimed.
B/ The bike will be repaired properly, using either good used spares or new genuine. (I wouldn't cut corners with my wife's or my safety).
Then if I have the misfortune to have to make a claim, they'll offer a lot less than the bike is likely to cost to replace.
I wish I had taken this into consideration when buying it.
Don't get me wrong I have enjoyed doing it up, And have been quite willing to spend the extra to get it looking nice.
But this insurance aspect is going to be quite honestly a rip off that I hadn't thought about.
Insurance Issues - TKH - 06-04-2012
Was the damage so bad as to make the bike really a cat c?
Insurance Issues - RolfieB - 06-04-2012
<!--quoteo(post=238498:date=Fri 6th Apr 2012, 02:32 PM:name=TKH)-->QUOTE(TKH @ Fri 6th Apr 2012, 02:32 PM) <{POST_SNAPBACK}><!--quotec-->Was the damage so bad as to make the bike really a cat c?<!--QuoteEnd--><!--QuoteEEnd-->
Forks, Front fender, Indicator, Clutch Lever & the rest was mainly damaged plastics (none so bad that they couldn't have been repaired). I replaced the main cowling as there was a brand new one on ebay in the colour I wanted the bike, a used tailpiece for the same reason. Original side panels & tank are being sprayed to match.
Was nowhere near as bad as some Cat 'C's you see for sale.