no
legally you only need standard bike insurance, just check your policy docs to ensure IoM is covered
medical insurance is simply to cover any additonal costs should the worst happen
make sure you get an "EHIC" card from the NHS, this should cover emergency treatment costs
i'd suggest as a minium you get 'travel insurance' that covers you for ambulance & repatriation in the event of an accident
the issue is, some travel insurance companies dont cover you for an accident that occured while riding a motorcycle over XXXXcc
and the 'accident insurance' that you get thru your bike insurance wont cover you for anycosts incured due to injury while 'not' on a motorcycle
therefore sometimes you end up having to buy multiple insurance policies
just make sure you read the small print on anything you take out
I normally send off an email to the broker or insurance company stating what I intend to do and asking them to confirm their policy covers everything
"Never argue with an idiot. They just bring you down to their level and beat you with experience"
My TDM
:
Black
1991 850 MK1, 160k+ miles(ish, best guess really, gave up trying to keep count after 3rd set of clocks and 3rd engine), PilotRoad2 tyres, custom stubby exhaust system, bluespot calipers & goodridge braided hoses with dunlopads, maxton forks, Ohlins shock, kedo handguards, stainless TDM grill, Scottoiler with lubetube & dual nozzle thingy, Givi Wingrack2 with E45 & 2xE36s, renntec crash bars, Autocom with blueteeth & PMR radio, TomTom Rider2, Optimate IIIsp, Bagster tank cover, anti-dazzle coating
to fit : led spotlights, heated grips, new braided lines and rear caliper that actually has bleed nipples
Silver-ish
2003 900, 70k miles, PilotRoad3 front tyre (new@65k) & PR2 rear(new at 69k), Renthal 755 bars with KTM handguards, oxford unheated grips, power commander 3usb, scorpion titanium exhausts, standard screen with vario winglet thingy, stainless grill, oem centre stand, bagster tank cover, givi monokey topplate mounted on grabrail with V46 topbox, Givi PL pannier rails with E21s, crash bungs, mirror extender thingys, Halfords Advanced Laser Blue brillance bulbs, 21w led spotlights, touring scottoiler with leehenty dual nozzle, Autocom with blueteeth & PMR radio, TomTom Rider3 Urban, winter style anti-dazzle coating
to fit : led brake light strip, replacement heated grips
current rides : TDM850 3vd/mk1=tourer&scratcher, TRX850=weekend twisty toy, 2003 TDM900=commuter, 2005Â
TDM900=unmolested. Gone but not forgotton : XTZ750=overland touring toy, GS500e, GS125
If a strange looking truck driver honks at you & gives you the thumbs up, its could be me :good:
<!--quoteo(post=143907:date=Thu 10th Dec 2009, 01:29 PM:name=pete7)-->QUOTE(pete7 @ Thu 10th Dec 2009, 01:29 PM) <{POST_SNAPBACK}><!--quotec-->In order to progress this, from the information I have been able to glean from previous posts the attendees so far look like
DRAFT LIST ONLY
firm list looks like:
pete7
tonydevil
TDM Tam
Geordie Guy
Big Dave
Matlock
Paddy 900
TDMick
fatchap
studley ramrod
dandywarhol
jimmyf46
stubottle
"possibles" list looks like:
chrisG
catsbum
stu
poldark
kang
markymark
paulb
Jonnybray
could you please check this and comment as much as you can at this stage, including if you might want bunkhouse or tent, or other arrangements
this is DRAFT list but your comments will be appreciated
Just to confirm that Angie and myself have booked the ferry from Heysham Sunday 11th until Sat 17th, Angie on her Fazer me on the 900 [img]style_emoticons/<#EMO_DIR#>/rolleyes.gif[/img]
We will be staying with my parents in Onchan but I am bringing camping gear too so I can spend a few nights wi the lads [img]style_emoticons/<#EMO_DIR#>/laugh.gif[/img]
Hi Lads, thats it, just booked and received booking confirmation for i.o.m rtt10,
depart 14.15 pm from heysham to i.o.m on sat the 10th july
return 15.30 on 17th from i.o.m to liverpool [img]style_emoticons/<#EMO_DIR#>/clapping.gif[/img]
just have to sort out diggs, [img]style_emoticons/<#EMO_DIR#>/yeahbaby.gif[/img]
<!--quoteo(post=146432:date=Fri 8th Jan 2010, 01:41 AM:name=ajfergie)-->QUOTE(ajfergie @ Fri 8th Jan 2010, 01:41 AM) <{POST_SNAPBACK}><!--quotec-->Hi Lads, thats it, just booked and received booking confirmation for i.o.m rtt10,
depart 14.15 pm from heysham to i.o.m on sat the 10th july
return 15.30 on 17th from i.o.m to liverpool [img]style_emoticons/<#EMO_DIR#>/clapping.gif[/img]
just have to sort out diggs, [img]style_emoticons/<#EMO_DIR#>/yeahbaby.gif[/img]
I won't be there. [img]style_emoticons/<#EMO_DIR#>/sad.gif[/img]
Conflicting date with my north to Alaska (Arctic Ocean) trip. One of these years I'll join you all.
BTW, I *think* I've found the problem with my carbs - stay tuned. Looks like it might be a failed carb gasket/seal. Will post on PNW2009 thread when I get that sorted for sure, to close out that fcking nightmare problem.
<!--quoteo(post=146915:date=Wed 13th Jan 2010, 04:57 PM:name=pete7)-->QUOTE(pete7 @ Wed 13th Jan 2010, 04:57 PM) <{POST_SNAPBACK}><!--quotec-->I am booked in at CronkDhoo from friday 9 to saturday 17
Roll on July and sunshine!<!--QuoteEnd--><!--QuoteEEnd-->
BD and JONNYBRAY just booked ferry.
Travelling same itinery as yourself Pete
Outbound - from Liverpool Friday 9th 11.30am
Return - to Liverpool Saturday 17th 15.30pm
Odd thing is, I booked first - £104.50. (£85 discount)
JB booked TWO! minutes later - £114.50 !! (£75 discount)
WTF
Looks as though prices are going up, perhaps peoples ought to think about booking sooner rather than later
Hope you've booked the weather Pete
BD
MOTO GUZZI T3 with Le Mans engine, frisky for an old girl
YAMAHA Tracer 700Â
RE Himalayan
Down to 3 toys at the moment, need to go shopping I think
I DON'T DO EXERCISE - if God had wanted me to bend over, he would have put cake on the floor
<!--quoteo(post=147890:date=Sat 23rd Jan 2010, 06:55 PM:name=big dave)-->QUOTE(big dave @ Sat 23rd Jan 2010, 06:55 PM) <{POST_SNAPBACK}><!--quotec-->BD and JONNYBRAY just booked ferry.
Travelling same itinery as yourself Pete
Outbound - from Liverpool Friday 9th 11.30am
Return - to Liverpool Saturday 17th 15.30pm
Odd thing is, I booked first - £104.50. (£85 discount)
JB booked TWO! minutes later - £114.50 !! (£75 discount)
WTF
Looks as though prices are going up, perhaps peoples ought to think about booking sooner rather than later
Hope you've booked the weather Pete
BD<!--QuoteEnd--><!--QuoteEEnd-->
Hi Dave
Glad to see you are on the same iten..itinera...ittin..ferry as me
We can go luxury in the Niarbyl Lounge if you like:
I will bring coffee flasks to drink on the quayside.
Will do my best re. weather arrangements. Actually it was great in July '07 and even better than for the TT that year
More info on possible plans for the week to follow soon e.g. coastal walks (as above) is a cracker for those interested
<!--quoteo(post=148401:date=Wed 27th Jan 2010, 09:57 PM:name=CatsBum)-->QUOTE(CatsBum @ Wed 27th Jan 2010, 09:57 PM) <{POST_SNAPBACK}><!--quotec-->Met with Tony n Kris this afternoon
I might be coming........ [img]style_emoticons/<#EMO_DIR#>/rolleyes.gif[/img]
Have a new boss at work (5 in 3 years) Need to check with him before booking, and he'll want my blood group
How much are B & B's then?<!--QuoteEnd--><!--QuoteEEnd-->
Great stuff!
IoM, and THAT 37.7 miles, is the centre of the 2 wheel world
Going to sort out my booking this week. I'm aiming to go Saturday 10th July, returning on Wednesday 14th. Ferries from Liverpool work out at:
Sat 10th July 2010, depart 11:30, arrive 14:00.
Wed 14th July 2010 depart15:30, arrive 18:15.
Price is advertised as £99.50 at the moment. Anyone know of any discounts we can get? Anyone else doing the same sailings?
I'll be staying at staying at Cronk Dhoo, so I'll call Lynn to book once I've sorted the ferry. Do I just need to mention your name Pete so we're all in the same bunkhouse?
EDIT: Ferries booked now as above, but price was 109.50, not £99.50. I misread the web page.
<!--quoteo(post=148482:date=Thu 28th Jan 2010, 12:46 PM:name=Matlock)-->QUOTE(Matlock @ Thu 28th Jan 2010, 12:46 PM) <{POST_SNAPBACK}><!--quotec-->Going to sort out my booking this week. I'm aiming to go Saturday 10th July, returning on Wednesday 14th. Ferries from Liverpool work out at:
Sat 10th July 2010, depart 11:30, arrive 14:00.
Wed 14th July 2010 depart15:30, arrive 18:15.
Price is advertised as £99.50 at the moment. Anyone know of any discounts we can get? Anyone else doing the same sailings?
I'll be staying at staying at Cronk Dhoo, so I'll call Lynn to book once I've sorted the ferry. Do I just need to mention your name Pete so we're all in the same bunkhouse?
EDIT: Ferries booked now as above, but price was 109.50, not £99.50. I misread the web page.<!--QuoteEnd--><!--QuoteEEnd-->
if you mention mention my name and yamaha TDM owners then Lynn can keep us all together.
Roll on the summer - just had an OAP's ride to wales and its perishin'.
This looks just the job for our purposes, and very reasonably priced. I imagine more companies will follow their lead when the demand shows itself. [img]style_emoticons/<#EMO_DIR#>/pimp.gif[/img]
<!--quoteo(post=148888:date=Tue 2nd Feb 2010, 06:30 PM:name=Matlock)-->QUOTE(Matlock @ Tue 2nd Feb 2010, 06:30 PM) <{POST_SNAPBACK}><!--quotec-->Accommodation booked too. [img]style_emoticons/<#EMO_DIR#>/good.gif[/img]<!--QuoteEnd--><!--QuoteEEnd-->
Well done Chris - I spoke to Lynne at GlenDhoo yesterday and she was hoping to hear from our crowd. This lets her know we are on our way!
For info, the text below was posted on the TT forum and may help with insurance choices:
<i>Hi all, just had a reply from direct travel insurance, below (hopefully ) is the e-mail I sent them and the reply I got........ Cheers, dave
MY E-MAIL
Hi, could you please verify something for me before I take out a policy, with the withdrawal of the Reciprocal Health Agreement with the UK will I still be covered to ride on the isle of man between the dates of 29th may - 10th june with the standard single trip travel insurance you offer, we will be travelling as a family riding:
myself riding + daughter pillion 636cc motorcycle
wife riding 650cc motorcycle
daughters boyfriend riding 500cc motorcycle.
Thank you, david burt
REPLY
Dear Mr Burt,
Thank you for your email.
Our Standard policies will cover you up to £10 million per person for Medical emergency, repatriation and associated expenses under section 2 whilst travelling on the Isle of Man.
You and your family would be covered for riding motorcycles over 125cc providing each rider holds a valid UK licence which allows them to ride a motorcycle of over 125cc.
If we can be of further assistance, please contact us at info@direct-travel.co.uk
Kind regards
Claire Humphrey
Sales Consultant
AND ALL FOR £12.35
not here for a long time-here for a good time </i>
not sure if it will apply to everyone but it is all extra info
you pay your money and take your choice, but there seems to be plenty of opportunity to get cover