<!--quoteo(post=69451:date=Sat 2nd Feb 2008, 10:01 AM:name=Matrix Monkey)-->QUOTE(Matrix Monkey @ Sat 2nd Feb 2008, 10:01 AM) <{POST_SNAPBACK}><!--quotec-->5 weeks ago I paid £52 TPFT for my 1993 XT600 (now stolen).. I did it on line and declared 5 years NCB which I have on my ZRX1200. They wrote and asked for the NCB proof. I couldn't send it on because its still active. They replied I must pay an extra £130 as I 'really' only have 0 years NCB as you cant have No Claims shared on 2 policies. Bugger!!!
So I phoned them and re-applied on line whilst still on the phone. Here's the conversation
"AT NO POINT DOES THE INTERNET SCREEN STATE I CAN'T SHARE 2 N.C.B.'S!!"
"<i>WELL YOU CAN'T, AND YOU OWE US ANOTHER £130 MAKING A TOTAL OF £182 FOR THE YEAR</i>"
"I'M ON THE NET NOW, AS WE SPEAK, AND I HAVE JUST RE-APPLIED, WITH YOURSELVES, FOR THE EXACT SAME BIKE DECLARING ZERO YEARS N.C.B. AND IT'S COME TO £59 - AN INCREASE OF £7. HOW COME YOU WANT ANOTHER £130?"
"<i>WELL ERRRRRRRRRRR.........!!!"</i>
So it was cheaper to cancel the 1st policy and start again...Oh and 9 days into the policy, the XT got stolen !!!!..
<div align="center">ALSO GUYS PLEASE BE AWARE OF THIS !!!!!!
Mrs M.Monkey applied for cover 'on line' at Bennetts and when it came to the excess bit, she chose £300 (out of £0- £700) to try and bring her premium down a bit, which it did......Her TDM gets stolen. The actual excess is £800 as there was a mandatory £500 excess and what she was actually doing was adding a voluntary excess of 300. The £500 one, was stealthily hidden at the time of applying....Thankfully we have the TDM back and thanks to you guys it's on it's way to much shinyness
Sorry to waffle on and thanks
cheers
M.M.<!--QuoteEnd--></div><!--QuoteEEnd-->
Emmett - you reading this, ref http://www.carpe-tdm.net/ipb/index.php?showtopic=6560
I knew I wasn't dreaming when I said I'd been told you can't use your NCB on more than one policy, and that you have to start a second one with zero NCB if you want two policies.
So I phoned them and re-applied on line whilst still on the phone. Here's the conversation
"AT NO POINT DOES THE INTERNET SCREEN STATE I CAN'T SHARE 2 N.C.B.'S!!"
"<i>WELL YOU CAN'T, AND YOU OWE US ANOTHER £130 MAKING A TOTAL OF £182 FOR THE YEAR</i>"
"I'M ON THE NET NOW, AS WE SPEAK, AND I HAVE JUST RE-APPLIED, WITH YOURSELVES, FOR THE EXACT SAME BIKE DECLARING ZERO YEARS N.C.B. AND IT'S COME TO £59 - AN INCREASE OF £7. HOW COME YOU WANT ANOTHER £130?"
"<i>WELL ERRRRRRRRRRR.........!!!"</i>
So it was cheaper to cancel the 1st policy and start again...Oh and 9 days into the policy, the XT got stolen !!!!..
<div align="center">ALSO GUYS PLEASE BE AWARE OF THIS !!!!!!
Mrs M.Monkey applied for cover 'on line' at Bennetts and when it came to the excess bit, she chose £300 (out of £0- £700) to try and bring her premium down a bit, which it did......Her TDM gets stolen. The actual excess is £800 as there was a mandatory £500 excess and what she was actually doing was adding a voluntary excess of 300. The £500 one, was stealthily hidden at the time of applying....Thankfully we have the TDM back and thanks to you guys it's on it's way to much shinyness
Sorry to waffle on and thanks
cheers
M.M.<!--QuoteEnd--></div><!--QuoteEEnd-->
Emmett - you reading this, ref http://www.carpe-tdm.net/ipb/index.php?showtopic=6560
I knew I wasn't dreaming when I said I'd been told you can't use your NCB on more than one policy, and that you have to start a second one with zero NCB if you want two policies.