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Insurance - Rip Off Time Again!

chrisr
Insurance - Rip Off Time Again!
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Insurance - Rip Off Time Again!

chrisr

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So let me get this straight - if I dont declare any modifications then any claim could be refused?

If I do declare the modifications my premium increases by 40 quid

Should I make a claim the cost of the modifications will not be taken into account and any new parts will be OEM?

Huh?
The Blue One : 2004 model owned 2010-2018 much loved, much missed and now living with a man in Scotland Spain.

The Black One : 2010 Model Registered 2013 owned 2018 - present .Beowulf Cans. Renthal 755s Grip Puppies,15w fork oil,DL650 handguards ,givi engine bars ,led spotlights,gipro gear indicator, shortened dogbones, LeeHenty CSM kit and stainless bits, Topsellerie seat,MRA Xcreen,.PC III (dynoed). K&N airfilter,Fenda extenda. Lots of stainless/titanium.
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Catteeclan

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Sounds about right, blood suckers and allowed to make the rules.

2002 TDM900 Yellow
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fixitsan

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Depends on the mod and the company. Bennetts didn't include my slip on silencer as a mod this time around. They said it's not likely to affect the ride. Night and day to last year. Perhaps they know that in the near future sound levels will become a major issue (as also backed up by my MOT tester) . The sound clampdown is coming....

<p style="text-align:center;">Ohlins, PC3, fuel cut defeat, +4deg timing, 17" front wheel.
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madmopedracer

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i tell them its a non std replacement part as original equipment is no longer available 

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chrisr

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I’ve renewed with MCE for another year as they were the cheapest thieves out there, but I don’t expect much should I ever need to claim.....
The Blue One : 2004 model owned 2010-2018 much loved, much missed and now living with a man in Scotland Spain.

The Black One : 2010 Model Registered 2013 owned 2018 - present .Beowulf Cans. Renthal 755s Grip Puppies,15w fork oil,DL650 handguards ,givi engine bars ,led spotlights,gipro gear indicator, shortened dogbones, LeeHenty CSM kit and stainless bits, Topsellerie seat,MRA Xcreen,.PC III (dynoed). K&N airfilter,Fenda extenda. Lots of stainless/titanium.
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