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Insuring An Unregistered Bike. - Printable Version

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Insuring An Unregistered Bike. - Riggers - 04-11-2017

Here's a new one on me. My mate has a (really) bad back and has finally hung up his helmet. However he's bought a lovely Honda 50 Dream race replica bike literally to have in his lounge as an ornament (and it looks stunning).

 

He doesn't do the internet and has asked me to help him get it insured so here I am.

 

Does anyone know the situation here? The bike is unregistered but has a full MOT, but will never be used on the road. It is drained of petrol and will only be used as an ornament in his house. Who do you reckon would insure it against fire and theft? Thanks guys.

 

Out of interest here it is....

 

 

 

[attachment=o10488]

 

 



Insuring An Unregistered Bike. - Trevini - 04-11-2017

In theory, you should be able to insure the bike on the chassis number. If it’s never used outside the home, could it not be added to the house insurance as a separate asset?

Insuring An Unregistered Bike. - Riggers - 04-11-2017

Quote:In theory, you should be able to insure the bike on the chassis number. If it’s never used outside the home, could it not be added to the house insurance as a separate asset?
 

Nah mate, he's tried that one and his company didn't want to know.


Insuring An Unregistered Bike. - SingleCylinder - 04-11-2017

Maybe try another insurance company



Insuring An Unregistered Bike. - fixitsan - 04-11-2017

Home contents insurance. Declare the vehicle as an ornament/antique ?

 

 

EDIT - 'laid up' classic insurance is available, but the vehicle has to be declared SORN, which implies it has been registered http://www.classiclineinsurance.co.uk/laid-up-insurance/

 

 

Why is it not registered ?



Insuring An Unregistered Bike. - Riggers - 05-11-2017

Thanks for your comments guys, I'll pass them on.  :good:



Insuring An Unregistered Bike. - drewpy - 22-11-2017

I got an Italian moped insured on the chassis number, it only lasts for a couple of months though so you need to get your finger out and get it registered. will need a NOVA certificate too



Insuring An Unregistered Bike. - fixitsan - 23-11-2017

Quote:I got an Italian moped insured on the chassis number, it only lasts for a couple of months though

 

 
 

 Do any Italian bikes last longer ? Wink


Insuring An Unregistered Bike. - drewpy - 23-11-2017

Quote: 

 Do any Italian bikes last longer ? Wink
mine didn't, I got T boned and broke my finger and the bike written off


Insuring An Unregistered Bike. - fixitsan - 23-11-2017

Quote:mine didn't, I got T boned and broke my finger and the bike written off
 

Sorry to hear about that, and the fact that Italian bikes are no stronger than a finger Wink


Insuring An Unregistered Bike. - drewpy - 23-11-2017

Quote: 

Sorry to hear about that, and the fact that Italian bikes are no stronger than a finger Wink
it was a craking bike, rebuilt from a field bike and I had to get it registered from scratch


https://www.youtube.com/watch?v=iYY1Twp7RSo


Insuring An Unregistered Bike. - fixitsan - 23-11-2017

Quote:it was a craking bike, rebuilt from a field bike and I had to get it registered from scratch

https://www.youtube.com/watch?v=iYY1Twp7RSo
 

Very nice

 

That XS400 tracker video is tasty Smile



Insuring An Unregistered Bike. - drewpy - 23-11-2017

Quote: 

Very nice

 

That XS400 tracker video is tasty Smile
still got that, supercharging it


Insuring An Unregistered Bike. - fixitsan - 23-11-2017

Quote:still got that, supercharging it
 

 

:good: