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+--- Thread: Insurance! (/showthread.php?tid=23218)
Insurance! - dwayne dibley - 20-11-2009
My bike is due for it insurance renewal, the paperwork hasn't come through yet but had the call from the sales to see if I wanted to renew over the phone.
So I explain I haven't had any paper work trough yet, so what's the cost I ask? £153 fully comp with breakdown is the reply.
Blimey, thats a rip off I say. I filled in the 'compare the market' thing the other day an the cheapest I had was Swinton at £98 and the same company I'm with at the moment came in at £109, so how come the over the phone price is so much higher? ... erm, sorry I don't know.
So I tell him to phone back after the bike show, where I normally renew. Usually get another £10 off then, an a free T-Shirt/mug/pen!
O, the company I'm with at the mo is mce.
Insurance! - Daveb - 20-11-2009
it pays to shop around, I think Aviva are insuring bikes now.
Insurance! - dapleb - 20-11-2009
do ALL the steps on moneysavingsexpert. There is a thread about it here.
Mine went from £173 to £50 for the exact same piece of paper (plus £100 less on excess!) , same underwriter, same piece of paper, same cover, same everything!
Insurance! - andysymmons - 20-11-2009
Try this one for a proper rip off then.......
I bought my 98 850 in April 2008 without even taking my CBT let alone my DAS.
I knew i was gonna do it hense why i bought the bike.
I shopped around and got TPFT for £138.00, not bad i thought so went with it.
After a year and renewal time they wanted £115.00 TPFT and now i have full licence and 1 years NCB so shopped around again and got Fully Comp for £110.00, so happy as a pig in shit.
Mrs Moose passed her test yesterday so i suggested that she insures it for her with me as a named rider so she can build up her own NCB, smart thinking me thinks ...................... oh no it weren't
She has current Comp insurance on her Baby Vara 125 (now sold) so just wanted to swith policy to the TDM.
Lady on the phone says no problem, all it will cost is the balance of the premium @ £70 plus £35 admin plus ........................ ready for it? ..............£3740.00 for comprehensive cover ............... £3845.00 where the hell do they get these figures from?
I ended up adding her to my policy as a named rider for an extra £48 and then insuring the new one for me and her as a named rider again with another company
I WAS SO FURIOUS
Cheers
Moose
Insurance! - David_H - 20-11-2009
<!--quoteo(post=142065:date=Fri 20th Nov 2009, 03:17 PM:name=Daveb)-->QUOTE(Daveb @ Fri 20th Nov 2009, 03:17 PM) <{POST_SNAPBACK}><!--quotec-->it pays to shop around, I think Aviva are insuring bikes now.<!--QuoteEnd--><!--QuoteEEnd-->
Strange move for a bus company. [img]style_emoticons/<#EMO_DIR#>/dry.gif[/img]
Insurance! - kitt - 22-11-2009
Isn't Aviva the new name for Norwich Union ?
Insurance! - Guest - 22-11-2009
<!--quoteo(post=142248:date=Sun 22nd Nov 2009, 09:14 AM:name=kitt)-->QUOTE(kitt @ Sun 22nd Nov 2009, 09:14 AM) <{POST_SNAPBACK}><!--quotec-->Isn't Aviva the new name for Norwich Union ?<!--QuoteEnd--><!--QuoteEEnd-->
Yeap.
Insurance! - TDMTAM - 22-11-2009
<!--quoteo(post=142039:date=Fri 20th Nov 2009, 11:15 AM:name=dwayne dibley)-->QUOTE(dwayne dibley @ Fri 20th Nov 2009, 11:15 AM) <{POST_SNAPBACK}><!--quotec-->My bike is due for it insurance renewal, the paperwork hasn't come through yet but had the call from the sales to see if I wanted to renew over the phone.
So I explain I haven't had any paper work trough yet, so what's the cost I ask? £153 fully comp with breakdown is the reply.
Blimey, thats a rip off I say. I filled in the 'compare the market' thing the other day an the cheapest I had was Swinton at £98 and the same company I'm with at the moment came in at £109, so how come the over the phone price is so much higher? ... erm, sorry I don't know.
So I tell him to phone back after the bike show, where I normally renew. Usually get another £10 off then, an a free T-Shirt/mug/pen!
O, the company I'm with at the mo is mce.<!--QuoteEnd--><!--QuoteEEnd-->
Its def worth shopping around try www.thebikeinsurer.co.uk/
they did quote me £50 less than I was paying but the XS was up to £400 so I desided to stick with MCE with the £150 XS. though I did not get the mug/ t-shirt/ pen .
TAM
Insurance! - Epirb - 22-11-2009
Ebike do me a decent deal. But then I can't stand shopping around for weeks.
Anyone else find them good?
'pirb.
Insurance! - jht - 18-05-2010
Hahaha I can trump that Moose
Looking to get bike back on road after year off, 26 year riding, 3 years NCD
Aunt Carole wants £174, fully comp with all the usual trimming included
Stuck details into few sites, average £140 up, stuck it into GoCompare
Got quote from MCE..........
£7519.60 [img]style_emoticons/<#EMO_DIR#>/shocked.gif[/img]
yup decimal point is the the right place!!!
How in the hell they get to that figure I have no chuffing idea!!
<!--quoteo(post=142071:date=Fri 20th Nov 2009, 05:29 PM:name=Moose)-->QUOTE(Moose @ Fri 20th Nov 2009, 05:29 PM) <{POST_SNAPBACK}><!--quotec-->Try this one for a proper rip off then.......
I bought my 98 850 in April 2008 without even taking my CBT let alone my DAS.
I knew i was gonna do it hense why i bought the bike.
I shopped around and got TPFT for £138.00, not bad i thought so went with it.
After a year and renewal time they wanted £115.00 TPFT and now i have full licence and 1 years NCB so shopped around again and got Fully Comp for £110.00, so happy as a pig in shit.
Mrs Moose passed her test yesterday so i suggested that she insures it for her with me as a named rider so she can build up her own NCB, smart thinking me thinks ...................... oh no it weren't
She has current Comp insurance on her Baby Vara 125 (now sold) so just wanted to swith policy to the TDM.
Lady on the phone says no problem, all it will cost is the balance of the premium @ £70 plus £35 admin plus ........................ ready for it? ..............£3740.00 for comprehensive cover ............... £3845.00 where the hell do they get these figures from?
I ended up adding her to my policy as a named rider for an extra £48 and then insuring the new one for me and her as a named rider again with another company
I WAS SO FURIOUS
Cheers
Moose<!--QuoteEnd--><!--QuoteEEnd-->
Insurance! - angustoyou - 19-05-2010
Ebike sorted me a dual bike policy, for £18 less than my Bennets renewal quote on the single bike. Second bike was going to be an additional £79 too. Ended up canceling the insurance on the one, and insuring both together with Ebike. (Did fall due 5 months apart).
I understand the first year discount, to attract new business, but I don't understand the lack of incentive to remain loyal to a company. They spend money to attract your custom, but not to keep it. Makes no sense to me. [img]style_emoticons/<#EMO_DIR#>/dunno.gif[/img]
Insurance! - mekon88 - 08-08-2010
Hows this for fun then, paid my £116 to renew the insurance on my 700 magna, bought the TDM and temporarily for cheapness wanted to transfer the policy from 700 to the tdm then later when feeling flush i would add the 700 back as second bike, fair enough right?
to transfer the tdm would cost me an EXTRA premium of £106+ admin fees of about 35 quid, which would leave me one bike insured, a new policy with another company is only £135 guess which i did???? daft thing is that its the same underwriter, lets face it its worth the extra £20 quid to keep em both on the road isnt it
btw. aviva are cr@p for bike quotes, ive got my car with them so get extra discount, still came up twice as much as the other companies
Insurance! - geordieguy - 17-08-2010
£98 fully comp, 10,000 per year, £350 excess. 8 yrs NCD.
Aquote [img]style_emoticons/<#EMO_DIR#>/good.gif[/img]
Insurance! - TDMick - 17-08-2010
<!--quoteo(post=174466:date=Tue 17th Aug 2010, 09:47 PM:name=Geordie Guy)-->QUOTE(Geordie Guy @ Tue 17th Aug 2010, 09:47 PM) <{POST_SNAPBACK}><!--quotec-->£98 fully comp, 10,000 per year, £350 excess. 8 yrs NCD.
Aquote [img]style_emoticons/<#EMO_DIR#>/good.gif[/img]<!--QuoteEnd--><!--QuoteEEnd-->
They're good [img]style_emoticons/<#EMO_DIR#>/good.gif[/img]
Insurance! - TonyDevil - 17-08-2010
<!--quoteo(post=174471:date=Tue 17th Aug 2010, 10:39 PM:name=TDMick)-->QUOTE(TDMick @ Tue 17th Aug 2010, 10:39 PM) <{POST_SNAPBACK}><!--quotec-->They're good for old farts [img]style_emoticons/<#EMO_DIR#>/good.gif[/img]<!--QuoteEnd--><!--QuoteEEnd-->
Insurance! - TDMick - 17-08-2010
[img]style_emoticons/<#EMO_DIR#>/yahoo.gif[/img]
Insurance! - Guest - 18-08-2010
(They're good for old farts )
Bugga, that includes me then.
Insurance! - geordieguy - 18-08-2010
One day Tony, One day !
Insurance! - Bobajob - 31-08-2010
I was £175 fully comp last year with MCE which was the best I could get having just passed my DAS a few weeks before. So my renewal comes through last week asking for £246 ! so I go on MCN's compare website and I get a quote from MCE for £130 ! YES £116 cheaper so immediately lifts the phone to MCE quoting my exisiting policy details and ask "Whats the deal here then"?
I get told that they can't match it over the phone as it is an online deal so I said my goodbyes and did the deal online with no issues.
They are still the cheapest by almost £40 but I can't believe I almost got stung for £116 feckin quid !!!
No wonder Big 'Ed wears a black visor and a huge grin, robbin bassad.
Insurance! - Doggy - 21-11-2010
<!--quoteo(post=142039:date=Fri 20th Nov 2009, 11:15 AM:name=dwayne dibley)-->QUOTE(dwayne dibley @ Fri 20th Nov 2009, 11:15 AM) <{POST_SNAPBACK}><!--quotec-->My bike is due for it insurance renewal, the paperwork hasn't come through yet but had the call from the sales to see if I wanted to renew over the phone.
So I explain I haven't had any paper work trough yet, so what's the cost I ask? £153 fully comp with breakdown is the reply.
Blimey, thats a rip off I say. I filled in the 'compare the market' thing the other day an the cheapest I had was Swinton at £98 and the same company I'm with at the moment came in at £109, so how come the over the phone price is so much higher? ... erm, sorry I don't know.
So I tell him to phone back after the bike show, where I normally renew. Usually get another £10 off then, an a free T-Shirt/mug/pen!
O, the company I'm with at the mo is mce.<!--QuoteEnd--><!--QuoteEEnd-->