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+--- Thread: anyones insurance due ? (/showthread.php?tid=31567)
anyones insurance due ? - calumboyd - 15-01-2008
now down from £188.57 to £146.55 inc legal after A quote phoned me up to do a requote which came out at £205 ish said i had a better quote and after talking to his manager knocked it down to the £146
Carole Nash also phoned me back to offer a better quote than their online quote. Came out £200 ish the down to £171.22 after i told them my best price.
Might well take the Carole Nash quote for the UK and European breakdown (even though i have read the Carole Gnash thread)
anyones insurance due ? - stuartsharp - 16-01-2008
<!--quoteo(post=67444:date=Tue 15th Jan 2008, 08:32 PM:name=BigC)-->QUOTE(BigC @ Tue 15th Jan 2008, 08:32 PM) <{POST_SNAPBACK}><!--quotec-->now down from £188.57 to £146.55 inc legal after A quote phoned me up to do a requote which came out at £205 ish said i had a better quote and after talking to his manager knocked it down to the £146
Carole Nash also phoned me back to offer a better quote than their online quote. Came out £200 ish the down to £171.22 after i told them my best price.
Might well take the Carole Nash quote for the UK and European breakdown (even though i have read the Carole Gnash thread)<!--QuoteEnd--><!--QuoteEEnd-->
Glad you managed to get a realistic price. Surprised that Bennetts were so dear for you - they were cheapest for me (cheaper than your quote, although I'm TPFT) and I'm about as high risk as it gets! Reasons being: a) It's my first year as a rider b) My TDM is relatively valuable, being an 05 reg and c) It's kept outside. [img]style_emoticons/<#EMO_DIR#>/rolleyes.gif[/img]
Just goes to show that the cheapest for one individual isn't necessarily cheapest for another. A lot of people are praising eBike, but I found them to be quite expensive. Guess they just don't like noobs! [img]style_emoticons/<#EMO_DIR#>/laugh.gif[/img]
anyones insurance due ? - calumboyd - 16-01-2008
all my quotes are for TPFT.
2 years experience, 2 yrs no claims, bike lives outside, on an 05 plate, Meta 357 TV 2 alarm / immobiliser
Bennets were good enough on the phone, explaned that the insurer i had my previously policy with now required TDM to be garaged hence quote from a different provider and price hike.
Best bet seem to be to get a mix of internet quotes first, hope they call you back chasing the business and then phone back the best priced insurers and get them to price match or beat your best quote as they do have leeway on the price they quote you. It all depends how keen they are for your business.
anyones insurance due ? - TonyDevil - 16-01-2008
my theory on insurance is that bike companies give better during the winter as there are less people looking for new policys, therefore for the sales people to keep their targets up they give better deals [img]style_emoticons/<#EMO_DIR#>/good.gif[/img]
anyones insurance due ? - jollygiant - 16-01-2008
<!--quoteo(post=67516:date=Wed 16th Jan 2008, 01:26 PM:name=TonyDevil)-->QUOTE(TonyDevil @ Wed 16th Jan 2008, 01:26 PM) <{POST_SNAPBACK}><!--quotec-->my theory on insurance is that bike companies give better during the winter as there are less people looking for new policys, therefore for the sales people to keep their targets up they give better deals [img]style_emoticons/<#EMO_DIR#>/good.gif[/img]<!--QuoteEnd--><!--QuoteEEnd-->
Mines due the start of next month so will see if you are right!! [img]style_emoticons/<#EMO_DIR#>/wink.gif[/img]
If they cant beat the current £120 will you pay the diffrence [img]style_emoticons/<#EMO_DIR#>/rolleyes.gif[/img] ???
anyones insurance due ? - TonyDevil - 16-01-2008
<!--quoteo(post=67527:date=Wed 16th Jan 2008, 04:26 PM:name=Jolly Giant)-->QUOTE(Jolly Giant @ Wed 16th Jan 2008, 04:26 PM) <{POST_SNAPBACK}><!--quotec-->Mines due the start of next month so will see if you are right!! [img]style_emoticons/<#EMO_DIR#>/wink.gif[/img]
If they cant beat the current £120 will you pay the diffrence [img]style_emoticons/<#EMO_DIR#>/rolleyes.gif[/img] ???<!--QuoteEnd--><!--QuoteEEnd-->
[img]style_emoticons/<#EMO_DIR#>/rotflmmfao.gif[/img]
no!
anyones insurance due ? - jollygiant - 16-01-2008
<!--quoteo(post=67529:date=Wed 16th Jan 2008, 04:33 PM:name=TonyDevil)-->QUOTE(TonyDevil @ Wed 16th Jan 2008, 04:33 PM) <{POST_SNAPBACK}><!--quotec-->[img]style_emoticons/<#EMO_DIR#>/rotflmmfao.gif[/img]
no!<!--QuoteEnd--><!--QuoteEEnd-->
[img]style_emoticons/<#EMO_DIR#>/sad.gif[/img] [img]style_emoticons/<#EMO_DIR#>/sad.gif[/img] [img]style_emoticons/<#EMO_DIR#>/sad.gif[/img]
[img]style_emoticons/<#EMO_DIR#>/ranting.gif[/img] [img]style_emoticons/<#EMO_DIR#>/ranting.gif[/img] [img]style_emoticons/<#EMO_DIR#>/ranting.gif[/img]
anyones insurance due ? - King OFF the Road - 16-01-2008
<!--quoteo(post=67516:date=Wed 16th Jan 2008, 01:26 PM:name=TonyDevil)-->QUOTE(TonyDevil @ Wed 16th Jan 2008, 01:26 PM) <{POST_SNAPBACK}><!--quotec-->my theory on insurance is that bike companies give better during the winter as there are less people looking for new policys, therefore for the sales people to keep their targets up they give better deals [img]style_emoticons/<#EMO_DIR#>/good.gif[/img]<!--QuoteEnd--><!--QuoteEEnd-->
But unless you are insuring an additional bike you will be renewing, which means you always get quotes at this time of year so to the individual this would make no difference.
anyones insurance due ? - TonyDevil - 16-01-2008
<!--quoteo(post=67536:date=Wed 16th Jan 2008, 05:45 PM:name=Landy)-->QUOTE(Landy @ Wed 16th Jan 2008, 05:45 PM) <{POST_SNAPBACK}><!--quotec-->But unless you are insuring an additional bike you will be renewing, which means you always get quotes at this time of year so to the individual this would make no difference.<!--QuoteEnd--><!--QuoteEEnd-->
3 bikes this year cost me less than 1 bike last year......
anyones insurance due ? - Guest - 17-01-2008
<!--quoteo(post=67539:date=Wed 16th Jan 2008, 06:57 PM:name=TonyDevil)-->QUOTE(TonyDevil @ Wed 16th Jan 2008, 06:57 PM) <{POST_SNAPBACK}><!--quotec-->3 bikes this year cost me less than 1 bike last year......<!--QuoteEnd--><!--QuoteEEnd-->
Aw.
At the moment I'm paying more for my CBF1000 than for my TDM850, BMW650GS, VT750C2 and VW Passat combined. Guess I'll have to make a few phone calls.
anyones insurance due ? - ajfergie - 01-02-2008
Hi lads, now my insurance is due on 05/02/2008 just had my renewal from bennets 1 years no claims disc because i had not had i bike for 4 years and lost my full no claims, anyway they want £197.05 for renewal
fully comp, cant ride any other bike and carries £500 xs includes legal expence cover.
Went online carole nash £228.59, inc legal cover £150 xs and covered t/party for other bikes
Devitt £227.12 inc legal cover£500 xs and covered t/party for other bikes
Got two phone calls at work today from them touting for business
Devitt now offering fully comp, inc legal cover £170.08 125.00 xs and covered t/party other bikes
Carole nash now £171.81 fully comp, inc legal cover £100.00 xs and covered t/party other bikes
Whats your thoughts on any of these companys and their quotes.... [img]style_emoticons/<#EMO_DIR#>/sad.gif[/img] [img]style_emoticons/<#EMO_DIR#>/blink.gif[/img]
cheers ajfergie..........
anyones insurance due ? - TonyDevil - 02-02-2008
carol nash seem ok, no experience of devitt yet
i'm with bennetts and they pretty much matched the best quote i found elsewhere
so if you are happy with them give em a call and point out the price [img]style_emoticons/<#EMO_DIR#>/wink.gif[/img]
anyones insurance due ? - jollygiant - 02-02-2008
<!--quoteo(post=69410:date=Fri 1st Feb 2008, 08:31 PM:name=ajfergie)-->QUOTE(ajfergie @ Fri 1st Feb 2008, 08:31 PM) <{POST_SNAPBACK}><!--quotec-->Devitt now offering fully comp, inc legal cover £170.08 125.00 xs and covered t/party other bikes<!--QuoteEnd--><!--QuoteEEnd-->
I was with Devitt last yr Tdm 850 1992 and GSXR 750 1990 fully comp with 4 yrs NCD for a 37 yrold was £120.....
Due to be renewed on the 19 of this month and it's still £120!! But get this they want £9 <!--sizeo:3--><!--/sizeo-->RENEWAL FEE<!--sizec--><!--/sizec--> [img]style_emoticons/<#EMO_DIR#>/ranting.gif[/img]
Havent rang them yet to find out why???? Cos I did'nt pay a £9 fee for them to insure me in the 1st place....... [img]style_emoticons/<#EMO_DIR#>/huh.gif[/img]
Will post news when I have it.
Hopefully it will be [img]style_emoticons/<#EMO_DIR#>/good.gif[/img] [img]style_emoticons/<#EMO_DIR#>/yahoo.gif[/img]
anyones insurance due ? - Matrix Monkey - 02-02-2008
5 weeks ago I paid £52 TPFT for my 1993 XT600 (now stolen).. I did it on line and declared 5 years NCB which I have on my ZRX1200. They wrote and asked for the NCB proof. I couldn't send it on because its still active. They replied I must pay an extra £130 as I 'really' only have 0 years NCB as you cant have No Claims shared on 2 policies. Bugger!!!
So I phoned them and re-applied on line whilst still on the phone. Here's the conversation
"AT NO POINT DOES THE INTERNET SCREEN STATE I CAN'T SHARE 2 N.C.B.'S!!"
"<i>WELL YOU CAN'T, AND YOU OWE US ANOTHER £130 MAKING A TOTAL OF £182 FOR THE YEAR</i>"
"I'M ON THE NET NOW, AS WE SPEAK, AND I HAVE JUST RE-APPLIED, WITH YOURSELVES, FOR THE EXACT SAME BIKE DECLARING ZERO YEARS N.C.B. AND IT'S COME TO £59 - AN INCREASE OF £7. HOW COME YOU WANT ANOTHER £130?"
"<i>WELL ERRRRRRRRRRR.........!!!"</i>
So it was cheaper to cancel the 1st policy and start again...Oh and 9 days into the policy, the XT got stolen !!!!..
ALSO GUYS PLEASE BE AWARE OF THIS !!!!!!
Mrs M.Monkey applied for cover 'on line' at Bennetts and when it came to the excess bit, she chose £300 (out of £0- £700) to try and bring her premium down a bit, which it did......Her TDM gets stolen. The actual excess is £800 as there was a mandatory £500 excess and what she was actually doing was adding a voluntary excess of 300. The £500 one, was stealthily hidden at the time of applying....Thankfully we have the TDM back and thanks to you guys it's on it's way to much shinyness
Sorry to waffle on and thanks
cheers
M.M.
anyones insurance due ? - David_H - 04-02-2008
Just got my ebike renewal notice. It's a pound more than last year. [img]style_emoticons/<#EMO_DIR#>/huh.gif[/img]
No renewal few. [img]style_emoticons/<#EMO_DIR#>/tongue.gif[/img] <!--quoteo-->QUOTE<!--quotec-->Your new premium is inclusive of a 5% discount which we only offer our renewal customers.<!--QuoteEnd--><!--QuoteEEnd-->
anyones insurance due ? - ajfergie - 04-02-2008
Well lads, got my insurance sorted tonight, went with Carole Nash, fully comp, legal protection cover,
breakdown assist inc home start, 90 day european cover, unlmited mileage, £100 xs,
can ride another bike not owned by me on third party cover, £171.81
thats with one years no claims disc
[img]style_emoticons/<#EMO_DIR#>/rolleyes.gif[/img]
anyones insurance due ? - calumboyd - 05-02-2008
Picked this up at the London Bike Show.
£10 discount on every Carole Nash bike quote.
Code: LON310108SG
Got my existing CN quote (which was apparently the best they could do and was already subject to discounts) down to £161.22 TPFT 2 yrs No claims. Didnt even have to mention the code just said i'd got a discount voucher from the bike show.
So now with Carole Gnash - lets just hope their European Breakdown (which hopefully i wont need to use) is ok after the stories i've heard.
anyones insurance due ? - jollygiant - 05-02-2008
<!--quoteo(post=69449:date=Sat 2nd Feb 2008, 09:46 AM:name=Jolly Giant)-->QUOTE(Jolly Giant @ Sat 2nd Feb 2008, 09:46 AM) <{POST_SNAPBACK}><!--quotec-->I was with Devitt last yr Tdm 850 1992 and GSXR 750 1990 fully comp with 4 yrs NCD for a 37 yrold was £120.....
Due to be renewed on the 19 of this month and it's still £120!! But get this they want £9 <!--sizeo:3--><!--/sizeo-->RENEWAL FEE<!--sizec--><!--/sizec-->
Havent rang them yet to find out why???? Cos I did'nt pay a £9 fee for them to insure me in the 1st place.......
Will post news when I have it.
Hopefully it will be [img]style_emoticons/<#EMO_DIR#>/good.gif[/img]<!--QuoteEnd--><!--QuoteEEnd-->
Well rang them today and after some arguing they aint gona want the £9 [img]style_emoticons/<#EMO_DIR#>/yahoo.gif[/img] They said because they are brokers and the insurance company dont give them any commision [img]style_emoticons/<#EMO_DIR#>/dry.gif[/img] the money was their fee! So I just mentioned that I pay them £120 to insure my bikes with their insurance co and then I have to pay them another £9 to let them do it [img]style_emoticons/<#EMO_DIR#>/huh.gif[/img] ...
Then said that if I cancel my policy then ring up for a new 1 I wouldnt have to pay the £9 renewal fee? [img]style_emoticons/<#EMO_DIR#>/blink.gif[/img]
The highly trained telephonist was confused and had to ask her "Line Manager" came back and said I don't have to pay the £9 [img]style_emoticons/<#EMO_DIR#>/rotflmmfao.gif[/img] [img]style_emoticons/<#EMO_DIR#>/banana.gif[/img]
Shame the policy price didn't drop but hey ho £120 for 2 bikes fully comp is ok in my book [img]style_emoticons/<#EMO_DIR#>/good.gif[/img]
anyones insurance due ? - ChrisG - 06-02-2008
Renewal notice just came through from Swinton. £78 TPFT + £25 legal protection. Can't remember if I told them about getting some points last year though [img]style_emoticons/<#EMO_DIR#>/unsure.gif[/img] Just filled in my details on "the bike insurer" for the link in the first post and they say they can't do me an online quote but will contact me.
anyones insurance due ? - Guest - 06-02-2008
<!--quoteo(post=69451:date=Sat 2nd Feb 2008, 10:01 AM:name=Matrix Monkey)-->QUOTE(Matrix Monkey @ Sat 2nd Feb 2008, 10:01 AM) <{POST_SNAPBACK}><!--quotec-->5 weeks ago I paid £52 TPFT for my 1993 XT600 (now stolen).. I did it on line and declared 5 years NCB which I have on my ZRX1200. They wrote and asked for the NCB proof. I couldn't send it on because its still active. They replied I must pay an extra £130 as I 'really' only have 0 years NCB as you cant have No Claims shared on 2 policies. Bugger!!!
So I phoned them and re-applied on line whilst still on the phone. Here's the conversation
"AT NO POINT DOES THE INTERNET SCREEN STATE I CAN'T SHARE 2 N.C.B.'S!!"
"<i>WELL YOU CAN'T, AND YOU OWE US ANOTHER £130 MAKING A TOTAL OF £182 FOR THE YEAR</i>"
"I'M ON THE NET NOW, AS WE SPEAK, AND I HAVE JUST RE-APPLIED, WITH YOURSELVES, FOR THE EXACT SAME BIKE DECLARING ZERO YEARS N.C.B. AND IT'S COME TO £59 - AN INCREASE OF £7. HOW COME YOU WANT ANOTHER £130?"
"<i>WELL ERRRRRRRRRRR.........!!!"</i>
So it was cheaper to cancel the 1st policy and start again...Oh and 9 days into the policy, the XT got stolen !!!!..
<div align="center">ALSO GUYS PLEASE BE AWARE OF THIS !!!!!!
Mrs M.Monkey applied for cover 'on line' at Bennetts and when it came to the excess bit, she chose £300 (out of £0- £700) to try and bring her premium down a bit, which it did......Her TDM gets stolen. The actual excess is £800 as there was a mandatory £500 excess and what she was actually doing was adding a voluntary excess of 300. The £500 one, was stealthily hidden at the time of applying....Thankfully we have the TDM back and thanks to you guys it's on it's way to much shinyness
Sorry to waffle on and thanks
cheers
M.M.<!--QuoteEnd--></div><!--QuoteEEnd-->
Emmett - you reading this, ref http://www.carpe-tdm.net/ipb/index.php?showtopic=6560
I knew I wasn't dreaming when I said I'd been told you can't use your NCB on more than one policy, and that you have to start a second one with zero NCB if you want two policies.